In brief

Just a few brief comments on things from when I was gone:

  • It looks like somebody got a new theme for his blog while I was gone over the weekend. Unlike just about every other theme change Billy has gone through, I actually like the look and feel of this one … which means it will inevitably change sometime in the next week and a half.
  • The day I left, there was a shooting at Northern Illinois University. Maybe you heard about it. The shooter, Steven Kazmierczak, did not fit the profile of the type of person who would go on a rampage, except for one thing: he did go off his SSRI medication (Prozac, in this case) just a few weeks before the incident. While I see a trend, others don’t, but maybe this year’s coming lawsuits will shed more light on the issue.
  • District 150 is looking into charter schools as if they’ve never heard of the concept before. But the fact is that the very first charter school in Illinois opened in August 1996 in Peoria. It was called Peoria Alternative Charter School and was located at 919 NE Jefferson St., in the old Greeley School building. It was a school which expelled and other troubled students could attend. According to a June 3, 1999, Journal Star article, “The charter school was managed by Youth Farm, which had Fred McAfree serve as the manager/principal.” It dissolved in 1999 after its three-year charter was allowed to lapse and it became a “Regional Safe School.” The type of charter school being considered now is different — instead of being a school for troubled students, Superintendent Ken Hinton has indicated that “a proposed math, science and technology academy could be a potential charter school candidate.”
  • The Kellar Branch is still in the news — the new Peoria-Peoria Heights committee is looking at hiring a consulting firm to determine the feasibility of a side-by-side rail-trail solution. The results need to be back by April 1. I’m not going to prejudge the outcome; ever the optimist, I still hope a win-win option will emerge.
  • The Journal Star ran an article on anonymous commenting on blogs and newspaper sites, along with a companion article that reassures us that venomous anonymous bloggers are only acting human. The answer is simple — it’s up to the owner of the site, whether that’s a blog owner or a newspaper, to monitor the comments and maintain a minimum level of civil discourse. That’s in fact what reputable blogs and newspapers already do. Problem solved.
  • Joan Krupa is running as a Republican for the 92nd Legislative District seat being vacated by Rep. Aaron Schock. I wish her luck. I sure hope she’s been convicted of shoplifting at some point in her life — it appears that increases your chances of winning these days. Speaking of which, here are two more potential Democratic candidates for the state legislature.
  • District 150 decided Monday night to let teachers and principals, not board members, decide grading appeals. Good. Although it doesn’t change the outcome of the situation that sparked this controversy, at least it will keep it from happening again. It also vindicates the teachers and administrators.

Durbin and the 40-year-old reform proposal

I heard on WCBU this morning (and read here in the Journal Star) that Dick Durbin was here, touting legislation that would help people who are facing foreclosure on their homes. It’s cleverly titled The Helping Families Save Their Homes Act.

It’s not mentioned in the article in the paper, but on the radio news, they had a sound bite of Durbin explaining one of the “reforms” he thinks is needed. He said there needed to be a cover sheet whenever you take out a mortgage that clearly identifies the amount you’re borrowing, the interest rate, your payment amount, and other critical pieces of info.

I’ve got news for Mr. Durbin: we already have that “cover sheet.” It’s called a “Truth in Lending” form, and it’s been a federal requirement since the passage of the Truth in Lending Act (TILA) of 1968. That “cover sheet” has been around for 40 years. I’ve purchased two houses in my lifetime (1994 and 2005), and both times I received this form that showed in a very easy-to-read way how much I was borrowing, what the interest rate was, how many payments I was going to have to make and how much each payment was, and how much money I was going to be paying back to the financial institution in total.

Perhaps Durbin meant that his bill will step up enforcement of TILA; some lawsuits have already been filed over violations of the Act. But the way it came across on the radio was that there was currently no requirement to disclose these basic pieces of information to borrowers, but that Durbin’s proposed legislation was going to correct that oversight.

I’m back

My train was late getting into Chicago on Sunday — so late that I missed the last train of the day headed back to Bloomington. So I got to stay overnight in the Windy City at Amtrak’s expense.

Some may scoff, but I still think it’s the best way to travel. Yes, it needs to be improved, but it sure beat driving, even with the delays. I was sitting in the dining car, relaxing comfortably, eating salmon and a baked potato while looking out the window, watching motorists slip and slide down the road in near-blizzard-like conditions while we traveled through Wisconsin.

I was happy to see we didn’t get hit with a blizzard here in Peoria. It made it easy to drive home from Bloomington on Monday. Hope you all had a wonderful weekend.